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Pay Day and similar quick loan schemes are not allowed in North Carolina. Other states are beginning to think about legislation and to put laws in place that will further control and perhaps even curb pay day loans altogether. Still more needs to be done.

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latestpayday.com :: Usually the borrower rights out a cheque for the quantity of the loan plus a fee (not post dated as that is illegal). This fee ranges from 10% to 40% of the loan and the borrower usually has two weeks to pay it off in full. Most can't pay it off in time and end up owing, occasionally, more in fees compared to amount of the main loan. - latestpayday.com

Yes, anybody will need to pay roughly $50 to borrow $250 for 2 weeks, but does that c-note compare to the lost pay and financial hardship that could be suffered whenever they lose their job? If you contemplate it over these terms please remember that these pay day loan companies would be the last in support of option for a lot of, it is clear that they're indeed providing the best service.

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